The categories mainstream processors decline on sight

Each page covers why the category carries risk, what underwriters actually check, the documents you will be asked for, and honest fee and reserve ranges. If your category is not here yet, the funnel still accepts it.

Health & supplements

Peptides & research compounds Research-only positioning, BRAM exposure and state-by-state legislative drift.
CBD & hemp Legal hemp misclassified as cannabis by acquirer risk systems.
Kratom Banned in six states, KCPA-regulated in others, and shipping rules vary.
Supplements & nutraceuticals Claims scrutiny plus continuity billing that lifts dispute ratios.
Telehealth
SARMs & research chemicals

Trading & gaming

Forex brokers Deposit disputes, AML expectations and licence-dependent acquiring.
CFD trading Banned for US retail, so placement runs through UK, EU and offshore rails.
iGaming & gambling Licence-gated in every market, with volume spikes underwriters dislike.

Regulated retail

Adult Scheme registration, age-verification law and a shrinking acquirer pool.
Vape & e-cigarettes
Tobacco
Firearms & FFL
Dating

Services

Credit repair CROA exposure and advance-fee rules that most acquirers will not touch.
Debt collection
MLM & direct sales
Travel & ticketing
Subscription & continuity

Not sure which category you fall into?

Pick the closest one in the form. A specialist will tell you where you actually sit and what that means for placement.

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